Haya program

Hayah Program

Hayah Program is a Fixed-Term Insurance Program with a fixed amount of protection to protect your loved ones with tailored protection plans.

Program Features:

  1. Life insurance:

    The company pays a sum of money starting from EGP 50,000 in the event of death (God forbids) to the beneficiaries.

  2. Expedited death coverage due to an incurable disease

    The premiums payment is expedited in case of unanimous medical opinion.

  3. You can also choose additional benefits to maximize the advantages of this program. For example, with a small amount of money you can add some features such as:accelerated critical illness coverage or accelerated permanent total disability coverage.The goal of these benefits is to support you in paying your loans in case of critical illness and total disability that will have a negative impact on your income.

How the program works:

  1. Program type: Fixed-term insurance with a fixed amount of protection:
    1. Choose the suitable amount of protection, starting from 50,000 pounds
    2. Choose the duration of the program from 1 - 5 - 6 - 7 .... up to 25 years
    3. Choose the suitable payment method (monthly, quarterly, semi-annually or annually)
    4. Choose a range of additional benefits that suit your needs.

Additional benefits:

50% of the amount of protection is paid in case of suffering from one of the following six critical diseases (cancer, heart attack, stroke, coronary artery disease, heart valve surgery, and aortic valve surgery.) As long as the policy remains in effect with the remaining amount of money until its specified expiry date.

Accelerated permanent total disability (from illness or accident)

Payment of 100% of the protection amount is expedited in the event of permanent total disability due to illness or accident.

You can benefit from this program for different purposes:

1-Family protection:

This program secures your children financially in case of any mis-happenings that might take place and jeopardize you. It helps cover their daily expenses, living expenses as well as education expenses, which is crucial for your family.

2-Insurance of housing loans and personal loans:

You can enjoy the insurance coverage during the period of loan installment payment to secure the payment of the rest of the installments in case of death.

3-University education:

This program offers basic protection during your children’s academic journey starting from school up to university, to ensure the continuation of their education in the event of death - God forbids

4-Securing businesses:
  1. Insurance on partnerships: It is the best way to ensure the continuity of your work in case of the death of the partner
  2. Essential Employees Insurance: Employees are the business’s most valuable assets and hence, this insurance plan is designed to offer insurance policies that secure the business in case of the loss of one of its employees.

For more information, please visit the nearest branch or call MetLife customer service hotline 19798

This program is provided by MetLife Life Insurance Company, an Egyptian joint stock company, subject to the provisions of Law No. 10 of 1981 and its amendments, and holds license No. (10) from the Financial Supervisory Authority Al Ahli Bank of Kuwait-Egypt is only a marketing channel for insurance products, accordingly the Bank is not liable for any terms and conditions of the insurance products marketed through our Bank official distribution channels. The Bank is not liable for the payment of any claims related to any insurance products and MetLife insurance has full responsibility in this regard.

*Terms & conditions apply

Contact Info

For more information, please visit ABK-Egypt nearest branch or contact ABK-Egypt call center available 24/7 at 19322