Accumulated Certificate of Deposit in EGP

Accumulated Certificate of Deposit in EGP

Save for the future with ABK-Egypt for up to 10 years Fixed Accumulated Certificate of Deposit.


  • Minimum certificate amount is EGP 1,000 and its multiples. 
  • For 7 and 10 years accumulated CDs, Redemption is allowed after 12 months from certificate issuance date (as per the announced redemption schedule) 
  • For 3 years accumulated CD, Redemption is allowed after 6 months from certificate issuance date (as per the announced redemption schedule) 


  • Interest is automatically credited to your ABK-Egypt Current or Saving Account
  • Access to secured lending facilities up to 95% of the CD amount.
  • Competitive interest rate

Interest rates:

Interest rate depends on the certificate duration and the interest payment frequency
Duration Interest Payment Frequency Interest Rate Value at Maturity
3 Years Accumulated ( At Maturity ) 20.683% 185%
7 Years Accumulated ( At Maturity ) 10.40% 200%
10 Years Accumulated ( At Maturity ) 9.59% 250%

More Informations

  • By visiting your nearest ABK-Egypt Branch

  • Read the 'Have you introduced yourself? Brochure to find the identification documents required to collect your personal data.

  • Important Information regarding procedures for opening a new account

  • In a bid to help the government combat terrorism financing and money laundering activities. The Central Bank of Egypt has imposed regulations requiring all financial institutions to obtain, verify and record information identifying the customer opening an account by filling a "Know Your Client" form.

  1. Individuals Customers
  2. Egyptians or Foreigners
  1. Free access to Online Banking
  2. Access to our 24/7 ABK – Egypt Call Center 19322

The required documents that should be obtained to open an individual account are:

For Egyptians
  1. Valid Customer ID
  2. In case of any mismatched information with the provided ID, the following documents might be required:
    1. Recent utility Bill for the current address
    2. Document proving latest employment data

For Resident Foreigners
  1. Valid passport for at least 6 months
  2. Residence documentation along with customer’s address in Egypt
  3. Profession license /taxes card or document proving residence reason

Contact Info

For more information, please visit ABK-Egypt nearest branch or contact our call center 24/7 at 19322