Fixed Certificate of Deposit in EGP

Fixed Certificate of Deposit in EGP

With ABK – Egypt’s fixed certificate of deposit you have access to a range of saving options with competitive rates Fixed and the flexibility and control to choose from a wide range of tenors and payment frequencies that suit your needs.


  • Redemption is allowed after 6 months from Certificate Issue Date - Description of the announced redemption schedules.
  • Minimum certificate amount is EGP 1,000 and its multiples.
  • Certificate duration is 3, 4 and 5 years .
  • Interest payment frequency daily, monthly, quarterly, and at maturity according to the type and duration of the certificate.


  • Interest is automatically credited to your ABK-Egypt Current or Saving Account.
  • Access to secured lending facilities up to 95% of the certificate amount.

Interest rates:

Interest rate depends on the certificate duration and the interest payment frequency.
Duration Interest Payment Frequency Interest
(El Motamayeza) 3 years Monthly 21.00%
Monthly (Minimum amount is EGP 500,000) 22.00%
Quarterly 22.10%
(El Motamayeza) 4 Years Monthly 18.25%
5 Years Daily 10.50%
Monthly 17.25%
(CD expiration Date) At Maturity 10.50%
Smart CD - 5 years Monthly (Minimum amount is EGP 1,000,000) 20.00%
(El Motamayeza Descending) 3 years Monthly - First Year
Monthly - Second Year
Monthly - Third Year
Annually - First Year
Annually - Second Year
Annually - Third Year

More Informations

  • By visiting your nearest ABK-Egypt Branch

  • Read the 'Have you introduced yourself? Brochure to find the identification documents required to collect your personal data.

  • Important Information regarding procedures for opening a new account

  • In a bid to help the government combat terrorism financing and money laundering activities. The Central Bank of Egypt has imposed regulations requiring all financial institutions to obtain, verify and record information identifying the customer opening an account by filling a "Know Your Client" form.

  1. Individuals Customers
  2. Egyptians or Foreigners
  1. Free access to Online Banking
  2. Access to our 24/7 ABK – Egypt Call Center 19322

The required documents that should be obtained to open an individual account are:

For Egyptians
  1. Valid Customer ID
  2. In case of any mismatched information with the provided ID, the following documents might be required:
    1. Recent utility Bill for the current address
    2. Document proving latest employment data

For Resident Foreigners
  1. Valid passport for at least 6 months
  2. Residence documentation along with customer’s address in Egypt
  3. Profession license /taxes card or document proving residence reason

Contact Info

For more information, please visit ABK-Egypt nearest branch or contact our call center 24/7 at 19322